Get in Line Foremost Insurance - You Assholes

"Dear Oggy Bleacher :

Our records show that coverage for your auto insurance policy has been cancelled for nonpayment of premium.  There is a balance due in the amount of $20.00 on your account. 

If a payment in the amount of $20.00 is not received by 4/12/2013, we may use a collections agency to assist us in collecting the past due balance.  This may adversely affect your credit rating."

I was in the city hall registering my van in Texas the other day and she handed me a $200 invoice and although people were waiting I asked, "What did I pay for?" and that simple question is something I want everyone to start asking. All these penalties and fines and bullshit and taxes..."Ok, but what am I paying for?"
"That's our policy, Mr. Bleacher."
"Fine, but what's the money for?"
"$90 is for fees assessed."
"What does that mean? There are five other numbers on that invoice so are those not also fees assessed?"
"Those are different categories."