Wednesday, January 6, 2010

The end of an era

I do have money but not in this account. obviously. It was a long long relationship with Wells Fargo. They didn't screw me over too bad until this last month and that was pretty much my fault because I was slow in transferring my finances to a New England bank. Then Wells Fargo literally took my last penny. And I fully expect to call them today to close my checking account and hear of money that I owe them for the service of their taking my last penny.
That's it. But my only credit card is with them so I don't want to burn bridges. The new bank declined my request for a credit card. I wasn't surprised - so my contingency plan is to use my card to purchase granola and canned food and then go into hiding.




It's just an awful feeling to see those zeros. But it had to happen eventually. Now it is time to rebuild the empire. Pick up the pieces. Start from scratch. I love how at the bottom it asks, "Are you ready for retirement?" ha. what the fuck do you think?

8 comments:

eddie said...

"are you ready for retirement?" click on "find out now" maybe you should click on it. they can tell you how to retire with lots of money. I know where a sibling of your's keeps his coffee can of money. we can always rob him?

eddie said...

i'm not loaded right now by any means...but if you want to shovel my driveway next snowstorm I have a brand new $20 bill waiting for you. Includes a free sandwich and chips. Soda not included.

Oggy Bleacher said...

that $20 won't even cover the overdraft charges the bank screwed me with. But I'll take the chips. WHat kind of sandwich? I likes the turkey.
And don't five my bro a heads up about the change can. I've been stealing a couple dollars from it every time I'm over there. I'm up to like $6 already! Pays for some gas.

Anonymous said...

BofA did the same freaking thing to me. I then closed the account and they sent me a bill for 13.64 more just cause they are a bunch of greedy bastards trying to keep the poor down. The rich get richer while the poor just are fucked quietly in the basement.
I always hated Wells Fargo, they gave me my first CC and I think Brad and I used it up in a weekend of fast women, cheap gas, cheaper food and chasing some homeless fool all over Santa Cruz.
I paid that CC off over something like 10 years. I think the limit was $400.
Swellesley

Oggy Bleacher said...

Nice. They're all working together. The same week I get declined on a credit card through Citizens bank, Wells Fargo pays an overdraft...with my Credit Card, and then goes ahead and adds the cost of the overdraft TO THE CREDIT CARD. So they know I only have that one credit card because they trade secrets and just charge what they want. I'll make sure not to link this new bank to the wells fargo cc. damn!

Anonymous said...

You dirty hippy thief! Are you stealing from my change jars?

Speaking of which, I used a $100 to buy two Big Macs at McDonalds, but didn't check the change, so I only got $7 back...

When we went back, the manager said the "money was right." I'm sure it was right - stuffed right into his wallet.

Whatever, he's the manager at McDonalds, so I guess he needs it more than me.

eddie said...

i think teachers and McDonalds managers make the same amount of money.

Oggy Bleacher said...

Wells fargo actually is smarter than I thought. They have got this down to a science. They have me in a complicated stranglehold whereby I can not close the account because the money is in limbo and because it is in limbo they can charge me overdraft fees of $22 (to move $13 between accounts) and also a $20 fee because I am below the monthly minimum on the account.
The conversation with the banker was amusing,

"I need to close that account."
"I'm sorry, there are still transactions pending."
"Those transactions are you raping me."
"I'll be happy to assist you with that."
"No, I'm losing more money every day because I can't close that account."
"If you'll call back tomorrow then I'll assist you."
"I'll owe more money tomorrow. Please. Stop stealing from me!"
"Have I answered all your questions today?"
"I made a $20 purchase that's going to cost me $1400. Do I sound satisfied?"
"You have a nice day."
"You keep charging my credit card with overdraft charges on an account that HAS NO MONEY IN IT! I've called four times! Please!"
Click.
They are the undisputed masters of fuckery.

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Man in the Van by Oggy Bleacher is licensed under a Creative Commons Attribution-NonCommercial 3.0 Unported License.